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I got a call today from my friend at the dealership and they've received a 2005 dodge neon SRT4 in the other day 64,xxx miles, black for $10k I'm seriously thinking about it but I'm unemployed at the moment and getting a loan would be hard if not impossible. What do you guys think? Should I try for it knowing I probably will be turned down for a loan or should I let this one pass me by?

Thanks for your guys collective input. you guys are right, I can't possibly go for it when I don't have a job. I guess I got too caught up in the dream of having an SRT

for anyone who wants to take a look here's the link:

http://www.vanndodgechryslerjeep.com/us ... 92ba9a.htm#

Well obviously you need to pass it by. Without a job, its a matter of time before the bank takes the car, if they approve you for a loan at all.

I'm gonna be getting UI benefits for some time that would help me through atleast some part of the loan

see about trade in value of your current car and work from there.

Why would you buy a new car when you don't have a job?

Sorry to ruin your fantasy but you should bank whatever UI you don't immediately need to live on. I took a second job for three years to pay for my SRT (first job for mortgage, etc.).

Buying a vehicle (with a loan) without a job is the dumbest thing you can do.

why the hell would u buy a car without income. might as well you just be happy on what you got. i love buying my cars cash. don't have to worry about insurance and car payments

alsey_seven wrote:
why the hell would u buy a car without income. might as well you just be happy on what you got. i love buying my cars cash. don't have to worry about insurance and car payments

I hope you mean don't have to worry about HAVING to have full coverage.

^ Yea for real.


But I agree with everyone else. Buying a car with no job, unless you are rich to begin with is a bad idea. 10k for an srt with 64k is not an amazing deal that you can't pass up to begin with.

Not to mention, with the srt not only do you get a payment and higher insurance, but more high maintenance.

Higher octane fuel will burn your huge income as well.

Yeah, You guys are right, I guess I got too far into the thought of having an SRT.

either way. here's the link http://www.vanndodgechryslerjeep.com/us ... 92ba9a.htm#

FAC3L3SS wrote:

alsey_seven wrote:
why the hell would u buy a car without income. might as well you just be happy on what you got. i love buying my cars cash. don't have to worry about insurance and car payments

I hope you mean don't have to worry about HAVING to have full coverage.

that thats what i mean full coverage

Unfortunately, no bank will provide a loan on the basis of UI.

Sort out the job situation... then find another car.

I want it, dont like teh cutout crosshairs though

dude. no ihmo. Even if you need a car why a 10 grand one!.

ZeroChad wrote:Why would you buy a new car when you don't have a job?

get a job first, I know the military is always hiring

wierd i always try to sell as much stuff as i can when i lose a job mabe im doing it backwards :-p

Fuzzyneon wrote:wierd i always try to sell as much stuff as i can when i lose a job mabe im doing it backwards :-p

When you're doing it right, you actually doing it wrong