Insurance for my car

MarkGetsIt · Post by **MarkGetsIt** » Wed Feb 07, 2007 6:13 pm

no one will insure my car because of the air ride ::thumbs down::
now i know everyone is going to be like "why the hell did you tell them". well my buddy had a bagged focus and got into an accident and the insurance voided his policy out as soon as they realized he changed his suspension...

i need to find an insurance company that will insure my car and insure the upgrades i've done to it. i would love to find "show car" insurance, considering i now have a daily driver, but its an 2002 and i can't find a company to insure it witout spending 6000 a year just for insurance on the neon

any and all help is greatly appreciated

esteinmaier · Post by **esteinmaier** » Wed Feb 07, 2007 6:53 pm

Go with a quality insurance company. Verify with the agent that coverage is valid with aftermarket parts installed. I have State Farm, and they will actually cover aftermarket parts, provided they are installed in the car, and are not accessories just sitting in the car.

SlvrACR · Post by **SlvrACR** » Wed Feb 07, 2007 7:20 pm

State farm will cover a bagged car. When my cougar got hit they payed for new bags. Po12no on here also has bags and is insured with State Farm, I know cuz my mom is his insurance rep

MarkGetsIt · Post by **MarkGetsIt** » Wed Feb 07, 2007 8:07 pm

thats weird cuz the state farm rep by me, gave me a quote for both of my cars (and its was really really really good) and then the next day i had check in hand and he was like "sorry i checked with corprate, and they said they can't insure the car because its 'too modified'."

i was like wtf, and everyone i called either laughs and hangs up, or they want 500 to 650 a month

hey SlvrACR, ask your mom to insure me!!! i need a car, its been a week and i'm dying

SlvrACR · Post by **SlvrACR** » Wed Feb 07, 2007 8:31 pm

That doesnt make sense because my girlfriends truck got keyed and they payed to fix her $7,000 paint job and my cougar was modded about the same as yours if not more and was KBB for more $$
Ill talk to her tomorrow and see if they are bsin. What was the name of the office?

glasswars · Post by **glasswars** » Wed Feb 07, 2007 8:53 pm

Wow, never heard of them not insuring a bagged car.. you want the bags to be covered in insurance too right? Or they straight up won't cover you?

SlvrACR · Post by **SlvrACR** » Wed Feb 07, 2007 8:54 pm

State Farm claims they will cover all installed accesories but you must have proof and pics.

MarkGetsIt · Post by **MarkGetsIt** » Wed Feb 07, 2007 9:06 pm

the name of the office is John Stocmal, in holland PA

i just want that to have like collision and comprehensive and what not, (so if i'm driving to a show and someone plows into me i don't drink bleach) and i need just liability on my 1990 Honda Accord EX.

i was originally quoted 190 a month from that dude @ state farm

i donno, i just feel useless without a car, someone save me!!!

KrackstaR · Post by **KrackstaR** » Wed Feb 07, 2007 9:23 pm

ONE WORD Hagerty.com, i'm insured there for up to $35K and they know what i have on the entire car...

MarkGetsIt · Post by **MarkGetsIt** » Wed Feb 07, 2007 9:34 pm

KrackstaR wrote:ONE WORD Hagerty.com, i'm insured there for up to $35K and they know what i have on the entire car...

is it like "show car" insurance??? like you can only drive it so many miles, or not in rain???

how much do you pay if you don't mind me asking

KrackstaR · Post by **KrackstaR** » Wed Feb 07, 2007 11:11 pm

MarkGetsIt wrote:is it like "show car" insurance??? like you can only drive it so many miles, or not in rain???

how much do you pay if you don't mind me asking

Yea hagerty insures like old cars and exotics, but they currently do show cars too. Its real deal im very impressed on there set up, The only bad thing is that you have to renew it every year as they dont take montly payments. I ended up kick out like $1200 for the entire year so it breaks out to $100 a month(for full coverage thats not bad). Mine is also due to them knowing my car is in a garage, that i dont drive it no more than 1200-1500 a year,and that i have another car insured under a diffrent car insurance.

Mr Josh Zombie · Post by **Mr Josh Zombie** » Thu Feb 08, 2007 9:51 am

just went to there website to check it out...
can't find anything for "tuner" or "show" cars.

Just classics, low-riders, exoicts... so on and so forth.

scneonchic · Post by **scneonchic** » Thu Feb 08, 2007 12:35 pm

esteinmaier wrote:Go with a quality insurance company. Verify with the agent that coverage is valid with aftermarket parts installed. I have State Farm, and they will actually cover aftermarket parts, provided they are installed in the car, and are not accessories just sitting in the car.

x2 thats who I have...they said as long as i have reciepts and all that in case of an accident, they will cover it. Receipts and pictures are your friend!

KrackstaR · Post by **KrackstaR** » Thu Feb 08, 2007 4:05 pm

Opi wrote:just went to there website to check it out...
can't find anything for "tuner" or "show" cars.

Just classics, low-riders, exoicts... so on and so forth.

you have to call and they well transfer you to abby who handles that.

EVOneon2K · Post by **EVOneon2K** » Thu Feb 08, 2007 4:33 pm

i can understand where their comming from cus i know i wouldn't want to dish out the money for a new bags that aren't cheap low quality. but then again if it ain't your fault they wouldn't be payin' for it. right.

Mr Josh Zombie · Post by **Mr Josh Zombie** » Fri Feb 09, 2007 2:51 pm

mmkay, so i got ahold of state farm... just so i can get both cars insured under one comapny, that KNOWS my car is modified.

Yea, just got this message:
"Hi Joshua,

I am sorry to have to tell you that due to the household driving record
we would not be able to write your auto insurance at this time. You
will be receiving a letter in few days explaining a little further.

Thank you for giving us the opportunity.

Jackie"

gayyyyyy

I'll be calling Hagerty soon to see if I qualify or not....

[/endhijack]
(figured that might help you out mark)

MarkGetsIt · Post by **MarkGetsIt** » Sat Feb 10, 2007 5:16 pm

thanks opi,

i got insurance on the accord and its like 96 bucks a month...

i gotta call hagerty monday and see whats up