latest mod

graf AXEL · Post by **graf AXEL** » Sun Jun 24, 2007 11:41 am

so i've been looking into some weight reduction ideas for my sxt, and i decided that the back glass was way too heavy. so i took it out.

with the help of a tree in my friend's yard.

i was at his house for band practice, and none of us heard it fall, so i guess it happened either while we were asleep or while were playing, idk.

i dont know much about insurance, but im hoping homeowner's insurance will cover my $500 deductible?

bad04srt · Post by **bad04srt** » Sun Jun 24, 2007 11:45 am

if it wont cover your $500 deductable look into getting used glass from a slavage yard....most places will take the glass out and package it for you for less than $500....but damn man that sucks

OverDrive418 · Post by **OverDrive418** » Sun Jun 24, 2007 12:04 pm

What about the rest of your car? Any paint and / or body damage?

graf AXEL · Post by **graf AXEL** » Sun Jun 24, 2007 12:14 pm

OverDrive418 wrote: What about the rest of your car? Any paint and / or body damage?

oh hell yeah. theres scratches and dents all over the car

supertrick_05 · Post by **supertrick_05** » Sun Jun 24, 2007 12:49 pm

Ouch! That's gotta suck man...

01WhiteNe0n · Post by **01WhiteNe0n** » Sun Jun 24, 2007 1:03 pm

The tree just randomly fell down ? =/

catalyst · Post by **catalyst** » Sun Jun 24, 2007 1:14 pm

I don't know who your provider is or how much coverage you have, but they may fully cover window replacements. Happened to me, just a little nic in the front winshield they replaced the whole thing. I have State Farm.

Sam

graf AXEL · Post by **graf AXEL** » Sun Jun 24, 2007 1:40 pm

catalyst wrote:I don't know who your provider is or how much coverage you have, but they may fully cover window replacements. Happened to me, just a little nic in the front winshield they replaced the whole thing. I have State Farm.

Sam

i have state farm, too. the front windshield is the only window they replace for free, they dont fully cover any other window. gahdammit. this sucks.

03sxt · Post by **03sxt** » Sun Jun 24, 2007 3:38 pm

01WhiteNe0n wrote:The tree just randomly fell down ? =/

Yeah, really. Was it storming or anything?

That sucks man.

graf AXEL · Post by **graf AXEL** » Sun Jun 24, 2007 3:44 pm

it was storming the night before it happened, tornado watch and everything. but the night it happened? nothing. not even rain. so uh.

03sxt · Post by **03sxt** » Sun Jun 24, 2007 3:46 pm

graf AXEL wrote:it was storming the night before it happened, tornado watch and everything. but the night it happened? nothing. not even rain. so uh.

That's how it goes, though. I'm sure the wind and rain the night before weakened the branch (or tree) that fell. We just had a fire call here a couple weeks ago and something very similar happened. A very large branch fell onto some primary power lines and you could tell the damage was caused over a couple months ago but the storms the day before helped weaken it more.

Cabbs · Post by **Cabbs** » Sun Jun 24, 2007 5:39 pm

That sucks. But the window wouldn't be the first thing I would worry about, it's structural damage.

OverDrive418 · Post by **OverDrive418** » Sun Jun 24, 2007 6:56 pm

03sxt wrote:
01WhiteNe0n wrote:The tree just randomly fell down ? =/
Yeah, really. Was it storming or anything? That sucks man.

A butterfly farted in Africa and...

dblsg · Post by **dblsg** » Sun Jun 24, 2007 7:37 pm

i thought the homeowners insurance was suppose to cover all the damage....

Wenuden · Post by **Wenuden** » Sun Jun 24, 2007 8:39 pm

dblsg wrote:i thought the homeowners insurance was suppose to cover all the damage....

Exactly. And considering it's an act of nature, your boy's insurance premium might not go up. Hopefully, the tree is in his neighbor's yard lol. Then it's their responsibility.

Make sure you sit down and think carefully exactly what color you want your car repainted! Fresh paint FTW. You should also be able to get the work done at any shop you want, not just recommended shops from the insurance company (IDK if homeowners insurance has preferred shops lol).

graf AXEL · Post by **graf AXEL** » Sun Jun 24, 2007 8:42 pm

so i just found out that he lost his homeowner's insurance recently.... apparently allstate or whoever dropped homeowner's insurance from their policy or something. so i still have that deductible to cover, but hes offering to pay me for it.

MyNeonSaysHi · Post by **MyNeonSaysHi** » Sun Jun 24, 2007 8:50 pm

Sorry to hear that. Playing music too loud? Have your friend cover it if he is willing, damn your friend is stupid.

dblsg · Post by **dblsg** » Sun Jun 24, 2007 11:44 pm

even if you go through your insurance, it shouldn't go up. like wenuden said "act of nature". by the way, your friend is offering to pay your deductable because technically you can start a law suit against him (the homeowner) and they would loose and be responsable for the total damage.

graf AXEL · Post by **graf AXEL** » Mon Jun 25, 2007 12:46 am

yeah, i know i could drag it to court somewhere, but ill just take care of it and let him pay me when he can. we're both going through a tight spot, so theres no sense in screwing us both over with court fee b.s.

KrackstaR · Post by **KrackstaR** » Mon Jun 25, 2007 12:21 pm

yeah if he is willing to pay no need to involve the courts but that does suck, I thought i had crappy luck.