Saving money is good!

KrackstaR · Post by **KrackstaR** » Tue Jul 17, 2007 2:09 pm

I just renewed my car insurance with Hagerty for another year and last year it was $1200 for the entire year, (insuring the neon for $30,000) this year its gonna be insured for $35,000 and its only costing me $614.00 wooot woot hollla if ya hear mee

/CELEBRATION

Mr Josh Zombie · Post by **Mr Josh Zombie** » Tue Jul 17, 2007 2:11 pm

I envy you Joe. I envy you.

Post by **Diablo0** » Tue Jul 17, 2007 2:13 pm

Dick

jT · Post by jT » Tue Jul 17, 2007 3:35 pm

my insurance is going to be more because of speeding tickets and shit. i used to be a step 9 now im probably 14 or more

kornholio788 · Post by **kornholio788** » Tue Jul 17, 2007 3:40 pm

damn man im payin 2400 a year with mine..full coverage..and nothin coverin all my shit i put on it...FUCK lol with one accident(fender bender) and one speeding ticket...and im 19 lol this sucks

OB · Post by OB » Tue Jul 17, 2007 3:40 pm

old man! haha jk

my insurance right now is something like 2400 a year.

Yeah im being raped.

On the other hand, both of my tickets come off in the next 6 months or less, so ill be home free in january! im stoked!

Lesson learned: dont drive stupid until youre old enough to afford the tickets.

Mr Josh Zombie · Post by **Mr Josh Zombie** » Tue Jul 17, 2007 3:45 pm

I'm at about $2,400 a year. Just waiting for my insurance company to find out I got another ticket. Speeding tickets FTL!

KrackstaR · Post by **KrackstaR** » Tue Jul 17, 2007 3:51 pm

LOL sorry guys , well if it makes you feel better im still getting raped with geico for insurance on my truck and trailer...

Wenuden · Post by **Wenuden** » Tue Jul 17, 2007 7:30 pm

plus with hagerty as a show car you can't drive the car every day, only on the weekends, right?

I wish i paid $2400/year. with the car and bike, i'm over 4k/year, soon to go up due to totaling a bike and getting an at-fault ticket....

04sxt2.0 · Post by **04sxt2.0** » Tue Jul 17, 2007 8:21 pm

lucky mine is going down very slowly..... it sucks..

SlvrACR · Post by **SlvrACR** » Tue Jul 17, 2007 8:47 pm

1,500 a year
State Farm with full coverage
$200 Deduct/Collision
$0 Deduct/Comp-theft

Having your Mom work for insurance priceless.

Post by **racer12306** » Tue Jul 17, 2007 9:17 pm

I just got my insurance bill, $490 for an entire year bitches.

No countable points FTW

60trim · Post by **60trim** » Wed Jul 18, 2007 12:15 am

I pay about 2400 a year too.

03blackrt · Post by **03blackrt** » Wed Jul 18, 2007 12:22 am

I'm sure saving money is over rated.

Midnight_Rider · Post by **Midnight_Rider** » Wed Jul 18, 2007 2:39 am

SlvrACR wrote:1,500 a year
State Farm with full coverage
$200 Deduct/Collision
$0 Deduct/Comp-theft

Having your Mom work for insurance priceless.

$1,065 a year
State Farm with full coverage
$250 Deduct/Collision
$0 Deduct/Comp-theft
Being as old as the hills, resulting in lower insurance rates: priceless.

SlvrACR · Post by **SlvrACR** » Wed Jul 18, 2007 6:57 am

LOL ya it helps to be over 25

Mr Josh Zombie · Post by **Mr Josh Zombie** » Wed Jul 18, 2007 8:35 am

SlvrACR wrote:1,500 a year
State Farm with full coverage
$200 Deduct/Collision
$0 Deduct/Comp-theft

Having your Mom work for insurance priceless.

Pffft, hook me up.

KrackstaR · Post by **KrackstaR** » Wed Jul 18, 2007 9:57 am

racer12306 wrote:I just got my insurance bill, $490 for an entire year bitches.

No countable points FTW

wtf how is this possible your not even that old. lol

Wenuden wrote:plus with hagerty as a show car you can't drive the car every day, only on the weekends, right?

naw you tell them how much you drive the car and that changes your rate, i think im at 1500 miles a year, but they have the OD at 117,000 miles and currently the OD says 33,000 miles (give or take)....lol

ChrisRT · Post by **ChrisRT** » Wed Jul 18, 2007 11:00 am

960/year full coverage on my Dakota R/T

Turning 25 for the insurance discount FTW!

Post by **racer12306** » Wed Jul 18, 2007 11:50 am

KrackstaR wrote:
racer12306 wrote:I just got my insurance bill, $490 for an entire year bitches.

No countable points FTW
wtf how is this possible your not even that old. lol

I'm just special.

It probably helps that I am still under my parents policy, but they are fully aware of me driving my car and how many miles I drive.

And when I get the Monte done I will probably go with hagerty, but I wont tell them 1500 miles. I'm gonna drive that thing.

SteelBlue · Post by **SteelBlue** » Wed Jul 18, 2007 11:56 am

Dang Racer thats pretty low! Nice deal you've got there.

I had been paying approx $1,100 for full coverage on both my 02 and my husband's Sonoma. Dropped coverage on the 02 since its not running and we're at $780 with full on the Sonoma and liability on the 95. I got lucky that both my accidents are now off the record and he hasn't gotten any tickets in several years.

rice_eater · Post by **rice_eater** » Wed Jul 18, 2007 12:18 pm

a good way to reduce your rate to almost have is to only get third party coverage... i've never had comprehensive, just third party plus theft and vandalism.... the way i see it, that's just piece of mind if YOU crash into someone.... so dont crash, and you'll never have to worry about it! also, the fact that you now know that you absolutely CANNOT crash into someone, makes you a better driver imo, coz while you still take stupid risks, you dont take nearly as many... at least i dont....

SlvrACR · Post by **SlvrACR** » Wed Jul 18, 2007 3:21 pm

Yes but in different states they have diff insurance laws. MI is a no fault state meaning even if I was at fault their insurance pays for them, not mine. Now they can sue my insurance for up to a certain amount but most of the time it isnt enough. Other states like IN if your at fault you pay for the other person, but if they dont carry collision you now have to goto court and settle it.

flamingpinhead · Post by **flamingpinhead** » Wed Jul 18, 2007 5:37 pm

KrackstaR wrote:I just renewed my car insurance with Hagerty for another year and last year it was $1200 for the entire year, (insuring the neon for $30,000) this year its gonna be insured for $35,000 and its only costing me $614.00 wooot woot hollla if ya hear mee

/CELEBRATION

no doubt, my srt w/ only 2k extra insurance is 400 every 6 months. I turn 25 TOMORROW, so hoefully ill see another drop on my renewal in AUG. not to mention its much cheaper to pay 6 months (or a year) at a time.

INVUJerry · Post by **INVUJerry** » Wed Jul 18, 2007 6:17 pm

I pay $175 a month on my 85 ram 350 van, an my 05 sxt. They think I have the van "for work" and the sxt is fully covered with a $500 deductible.

I can't wait till I get this dumb ticket off my insurance.

01WhiteNe0n · Post by **01WhiteNe0n** » Wed Jul 18, 2007 10:52 pm

Gratz on being old

haha j/k i wish mine was that low =/

silentneon01 · Post by **silentneon01** » Wed Jul 18, 2007 11:47 pm

I pay 140 per month for my neon. I'm thinking of changing companies see if I can save a little more.

Mr Josh Zombie · Post by **Mr Josh Zombie** » Thu Jul 19, 2007 8:50 am

Direct quote from my insurance company:

Amanda @ Rose Auto Insurance Agency wrote:THE POLICY WOULD INCREASE BY $304 (FOR SIX MONTHS) BY TAKING OFF THE SXT AND PUTTING FULL COVERAGE ON THE SRT. THE SRT AND THE ESCORT FOR SIX MONTHS WOULD BE 1353. THE SXT (WITH FULL COVERAGE BACK ON) AND THE ESCORT WOULD BE 1277 FOR SIX MONTHS. RIGHT NOW YOU PAY 83 FOR THE SXT IN STORAGE FOR SIX MONTHS AND 966 FOR SIX MONTHS LIABILITY FOR THE ESCORT. I HAVE ATTACHED A COPY OF YOUR DECLARATIONS PAGE AS IT STANDS RIGHT NOW

Don't tell them that I drive the neon with

Storage

insurance.

That's with 3 speeding tickets in the last 2 years.

KrackstaR · Post by **KrackstaR** » Thu Jul 19, 2007 9:40 am

Opi wrote:Direct quote from my insurance company:

Amanda @ Rose Auto Insurance Agency wrote:THE POLICY WOULD INCREASE BY $304 (FOR SIX MONTHS) BY TAKING OFF THE SXT AND PUTTING FULL COVERAGE ON THE SRT. THE SRT AND THE ESCORT FOR SIX MONTHS WOULD BE 1353. THE SXT (WITH FULL COVERAGE BACK ON) AND THE ESCORT WOULD BE 1277 FOR SIX MONTHS. RIGHT NOW YOU PAY 83 FOR THE SXT IN STORAGE FOR SIX MONTHS AND 966 FOR SIX MONTHS LIABILITY FOR THE ESCORT. I HAVE ATTACHED A COPY OF YOUR DECLARATIONS PAGE AS IT STANDS RIGHT NOW
Don't tell them that I drive the neon with Storage insurance.

That's with 3 speeding tickets in the last 2 years.

LMAO @ storage...I guess you can call it that when you park it while your at working and sleeping....hahahah

Post by **Diablo0** » Thu Jul 19, 2007 10:10 am

Opi wrote:Direct quote from my insurance company:

Amanda @ Rose Auto Insurance Agency wrote:THE POLICY WOULD INCREASE BY $304 (FOR SIX MONTHS) BY TAKING OFF THE SXT AND PUTTING FULL COVERAGE ON THE SRT. THE SRT AND THE ESCORT FOR SIX MONTHS WOULD BE 1353. THE SXT (WITH FULL COVERAGE BACK ON) AND THE ESCORT WOULD BE 1277 FOR SIX MONTHS. RIGHT NOW YOU PAY 83 FOR THE SXT IN STORAGE FOR SIX MONTHS AND 966 FOR SIX MONTHS LIABILITY FOR THE ESCORT. I HAVE ATTACHED A COPY OF YOUR DECLARATIONS PAGE AS IT STANDS RIGHT NOW
Don't tell them that I drive the neon with Storage insurance.

That's with 3 speeding tickets in the last 2 years.

Sounds kinda like me haha. When I got the white car I called my insurance company and told them to add the white car on. They asked me how many miles I plan to put on it each year to which I told them very little since I drove my dads truck to the bus stop everyday and took the bus the rest of the way... that alone dropped my insurance a substantial amount. I asked what they had the other R/T at and told them to update it that it sits in storage and isn't driven a whole lot. All together I got my insurance lowered enough that when I added the white car on it came back up to the same price that I was at before.

2GN.ORG

Saving money is good!

Saving money is good!

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