soo.. I'm dreaming

Kelevra · Post by **Kelevra** » Fri May 20, 2011 12:17 am

I got a call today from my friend at the dealership and they've received a 2005 dodge neon SRT4 in the other day 64,xxx miles, black for $10k I'm seriously thinking about it but I'm unemployed at the moment and getting a loan would be hard if not impossible. What do you guys think? Should I try for it knowing I probably will be turned down for a loan or should I let this one pass me by?

Thanks for your guys collective input. you guys are right, I can't possibly go for it when I don't have a job. I guess I got too caught up in the dream of having an SRT

for anyone who wants to take a look here's the link:

http://www.vanndodgechryslerjeep.com/us ... 92ba9a.htm#

inthewerks · Post by **inthewerks** » Fri May 20, 2011 12:42 am

Well obviously you need to pass it by. Without a job, its a matter of time before the bank takes the car, if they approve you for a loan at all.

Kelevra · Post by **Kelevra** » Fri May 20, 2011 12:45 am

I'm gonna be getting UI benefits for some time that would help me through atleast some part of the loan

Lantern04rt · Post by **Lantern04rt** » Fri May 20, 2011 1:06 am

see about trade in value of your current car and work from there.

ZeroChad · Post by **ZeroChad** » Fri May 20, 2011 1:11 am

Why would you buy a new car when you don't have a job?

Midnight_Rider · Post by **Midnight_Rider** » Fri May 20, 2011 2:43 am

Sorry to ruin your fantasy but you should bank whatever UI you don't immediately need to live on. I took a second job for three years to pay for my SRT (first job for mortgage, etc.).

Post by **racer12306** » Fri May 20, 2011 9:54 am

Buying a vehicle (with a loan) without a job is the dumbest thing you can do.

alsey_seven · Post by **alsey_seven** » Fri May 20, 2011 10:52 am

why the hell would u buy a car without income. might as well you just be happy on what you got. i love buying my cars cash. don't have to worry about insurance and car payments

FAC3L3SS · Post by **FAC3L3SS** » Fri May 20, 2011 11:46 am

alsey_seven wrote:
why the hell would u buy a car without income. might as well you just be happy on what you got. i love buying my cars cash. don't have to worry about insurance and car payments

I hope you mean don't have to worry about HAVING to have full coverage.

heydockyle · Post by **heydockyle** » Fri May 20, 2011 12:00 pm

^ Yea for real.

But I agree with everyone else. Buying a car with no job, unless you are rich to begin with is a bad idea. 10k for an srt with 64k is not an amazing deal that you can't pass up to begin with.

Not to mention, with the srt not only do you get a payment and higher insurance, but more high maintenance.

FAC3L3SS · Post by **FAC3L3SS** » Fri May 20, 2011 1:08 pm

Higher octane fuel will burn your huge income as well.

Kelevra · Post by **Kelevra** » Fri May 20, 2011 1:56 pm

Yeah, You guys are right, I guess I got too far into the thought of having an SRT.

either way. here's the link http://www.vanndodgechryslerjeep.com/us ... 92ba9a.htm#

alsey_seven · Post by **alsey_seven** » Fri May 20, 2011 3:20 pm

FAC3L3SS wrote:
alsey_seven wrote:
why the hell would u buy a car without income. might as well you just be happy on what you got. i love buying my cars cash. don't have to worry about insurance and car payments
I hope you mean don't have to worry about HAVING to have full coverage.

that thats what i mean full coverage

Paul56 · Post by **Paul56** » Fri May 20, 2011 4:51 pm

Unfortunately, no bank will provide a loan on the basis of UI.

Sort out the job situation... then find another car.

Johny · Post by **Johny** » Fri May 20, 2011 5:23 pm

I want it, dont like teh cutout crosshairs though

gcretro · Post by **gcretro** » Sun May 22, 2011 10:39 pm

dude. no ihmo. Even if you need a car why a 10 grand one!.

neonpla · Post by **neonpla** » Sun May 22, 2011 11:14 pm

ZeroChad wrote:Why would you buy a new car when you don't have a job?

get a job first, I know the military is always hiring

Fuzzyneon · Post by **Fuzzyneon** » Tue May 31, 2011 6:40 pm

wierd i always try to sell as much stuff as i can when i lose a job mabe im doing it backwards :-p

Post by **racer12306** » Tue May 31, 2011 6:44 pm

Fuzzyneon wrote:wierd i always try to sell as much stuff as i can when i lose a job mabe im doing it backwards :-p

When you're doing it right, you actually doing it wrong